[Editorial disclaimer--I've been on the receiving end of Trott & Trott's legal activity, so I'm a bit biased. Nevertheless, permit me to comment anyway.]
...they deserve every second of the shellacking they're going to get.
Look, David Trott has every right to earn his money the way he does. If he hadn't done it, the banks would have found someone else to be their hired gun. And let's admit that you don't have the right to stay in a home you're not paying for. There's another party at the end of the contract, and they have rights, too.
It's the way the system works. Which, of course, prompts the question of whether that system is as just as it should be, or if it is governed by certain crony imperatives, distorts and warps markets and manages to screw the vulnerable while leaving the financial sector in high cotton, but let's bracket that for another day.
He also has the right to spend his money--obtained in lawful business activities--in pursuit of political office. I'm not someone who thinks Citizens United was a bad decision.
When he can't bring himself to identify his business in his campaign ads, you know there's a problem. A serious problem. In fact, it's quite reminiscent of the deflections abortion supporters go through to avoid discussing just exactly what choices they're defending.
The bottom line is that Trott has made millions foreclosing on people and booting them out of their homes. Which is perfectly legal--and at some level necessary--but that doesn't mean he's who you want to represent the interests of 700,000+ people. In fact, if you're trying to shed the image of the cold corporate Romney technocrat, you could hardly do worse than the guy behind the operation that led to this:
Mark Rozier sometimes stares out the window of the lower flat of a
decrepit duplex where he lives on Burnside Street in northeast Detroit.
Some windows in the other flat are boarded up with plywood, the lawn is
patchy and brown. Across the street sits a once-tidy, cream-colored
He once owned that house. Built a second story. Added a
bedroom and a bath. Renovated the kitchen, carpeted the porch, tended
the flower beds. And raised a family there, despite the rapid
deterioration of one of Detroit’s most blighted neighborhoods.
Rozier, like tens of thousands of other Michiganders, lost his home to
foreclosure during the housing crisis. After a three-year legal battle
with Trott’s law firm and the bank, the notice arrived last Christmas
Eve. He was evicted in January and moved his wife, who is on kidney
dialysis, his bedridden mother, and his uncle, who has Down syndrome and
is in a wheelchair, into a neighbor’s empty duplex across the street.
the neighborhood in decline, his former house was only worth $10,000
when the foreclosure was filed — even though Rozier, 49, owed $48,000 on
the mortgage, money taken out in part to fund the improvements. He’d
started missing his $634 monthly payments in 2009 when his wife, Nomora,
a nurse’s aide, went into kidney failure and could no longer work.
Rozier said he scraped up $8,000 to try to keep it.
bank, through Trott’s law firm, refused that offer, and spent three
years and thousands of dollars in legal fees, taking the home away from
him, Rozier and his attorney said.
JPMorgan Chase & Co.
spokeswoman Amy Bonitatibus said the bank tried to work with the
Roziers early on but that Rozier made the cash offer too late, after the
house had been foreclosed upon. The bank spent little on legal fees
because the case stalled after a judge halted the eviction for a year,
“We worked hard to keep the customer in his home,” she said.
home is now for sale for $4,900. Most of the $8,000 Rozier said he had
saved up at the time of the foreclosure went to other bills, including
medical payments for his sick wife.
“I hope someday we can go back
home,” Rozier said wistfully in a recent interview. “That maybe
somebody will let me buy back my house.”
The home that Rozier put
his heart and earnings into has since been stripped by vandals of its
copper wiring, plumbing and kitchen cabinets. The front door and side
doors have been kicked in, and it is taking on the look of all the other
homes in the neighborhood — one of despair.
Howell, who helps low-income families fight foreclosures and represented
the Roziers in their battle, said there were government programs that
could have helped the Roziers refinance, if Trott’s law firm and the
lender had agreed.
“Why does Trott, the bank, want to spend
$20,000 in attorney fees fighting to throw this family out of a home
they won’t be able to resell?” she asked. “It makes no sense.”
The political ads write themselves. If he beats Bentivolio (an OK freshman representative who won only because of the McCotter staffer scandal), then you know the business wing of the GOP is really running the show. Like the French Bourbons, they've learned nothing and forgotten nothing. They always lose the big battles, but they have all the answers.
Which is why I so rarely bother with political commentary these days.